You’re in a Tough Spot, but a Bankruptcy Attorney Chapter 7 in Covina CA Can Help
There are few things that are more stressful than being in debt. Whether this debt is affecting your personal finances or threatening to bankrupt your organization, finding a sensible solution is critical. Working with a Bankruptcy Attorney Chapter 7 in Covina CA might help you protect yourself from mounting debt.
A bankruptcy case might provide several short- and long-term advantages. A lawyer may be able to assist you in obtaining debt relief. A knowledgeable attorney might help you define your objectives, pick a bankruptcy strategy, and file a full and correct bankruptcy petition with the court. To get started right immediately, call Law Offices of Terrence Fantauzzi at (909) 552-1238.
The bankruptcy process – let your Bankruptcy Attorney Chapter 7 in Covina CA help you through it
Choosing to pursue 13 bankruptcy is only the first step toward debt relief. To initiate the process, debtors must submit a significant amount of information to the court. In every case, the bankruptcy court requests detailed financial data. This information helps the court determine the amount of disposable income the petitioner has to calculate their monthly payment. This data may include paystubs, a list of current debts, a list of assets, and profit/loss statements.
Individuals and couples will also need to complete an approved credit counseling course. These courses take place entirely online in two sessions. At the end of the course, the credit agency will issue a certificate of completion that the petitioners must attach to their bankruptcy petition.
Once the court receives a valid petition, it will issue an automatic stay. This prevents any current collection efforts from moving forward and prohibits the initiation of any new efforts.
The sooner you call a Bankruptcy Attorney Chapter 7 in Covina CA the sooner we can get to work for you
One of the biggest advantages of calling a Bankruptcy Attorney Chapter 7 in Covina CA now – instead of waiting weeks or months – is that as soon as you file, your creditors are required by law to stop all steps to collect debt from you. Filing bankruptcy can immediately stop the calls, letters, and harassment.
It’s also true that the sooner you have help from an experienced attorney, the sooner you will have the peace of mind that there truly is a solution and a way out of your current financial problems. This does not have to be the way you live. Contact Law Offices of Terrence Fantauzzi today at (909) 552-1238 and let us provide a free consultation to ensure you understand all the options available to you.