Law Offices of Terrence Fantauzzi

A Bankruptcy Attorney Who’s on Your Side

Free Case Consultation

Chapter 7

Discharge Your Debt in 3 to 6 Months

Chapter 13

Click Here for The Benefits of Chapter 13

Foreclosures

Working on Behalf of Homeowners to Renegotiate Their Loans

About Us

An Experienced Bankruptcy Attorney You Can Count On

When you have large amounts of debt, it can feel impossible to make payments and move forward with your life. Whether you are an individual struggling to keep up with credit card bills or a business owner unable to turn a profit, filing for bankruptcy could give you the financial stability you need.

A successful bankruptcy filing could halt all current and future collection efforts and result in the discharge of most forms of debt. A bankruptcy lawyer could guide you through the debt relief process. Reach out to a dedicated attorney to learn more about your bankruptcy options.

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Practice Areas

Chapter 7

Find out if Chapter 7 is the answer to finally ending your debt troubles.

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Chapter 13

Do you qualify to file Chapter 13? Call us today and we can help you determine the answer.

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Foreclosures

Is your home in foreclosure? We might be able to help. Call for a free case evaluation.

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Small Business

You have options if your company is in debt. Let us help you explore those options.

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Estate Planning

Do not leave your heirs with a mess to untangle. We make the estate planning process simple.

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Probate

We know this is a difficult time and we are here to help you through it. Receive the legal help you need.

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Bankruptcy Protections for Individuals and Couples

Personal debt can place a significant strain on individuals and couples. Falling behind on bills can result in ceaseless collection calls, threats of lawsuits, and even wage garnishments. Fortunately, it is possible to apply for a discharge of many forms of debt through a bankruptcy petition. There are two main forms of bankruptcy that individuals and couples use—Chapter 7 and Chapter 13.

Bankruptcy Protection for Individuals and Couples

Chapter 7 Bankruptcy

A Chapter 7 bankruptcy is available to most petitioners. In this form of debt relief, the court may order the liquidation of some assets to pay creditors. Even so, petitioners have the option to claim certain assets as exempt from this process.

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Chapter 13 Bankruptcy

Under a Chapter 13 bankruptcy petition, the court will approve a payment plan that the petitioner will pay into every month. After completing this plan, the eligible debts listed on the petition may disappear. A dedicated attorney could help individuals and couples pursue debt relief through either of these forms of bankruptcy.

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What Our Clients Say

Bankruptcy News

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Creating an estate plan can be overwhelming, but understanding the benefits of a living trust can help simplify the process. A living trust ensures your assets are distributed according to your wishes without the complications and expenses of probate. This blog...

Overcoming Common Fears About Filing for Bankruptcy

Filing for bankruptcy can be a daunting decision, often clouded by misconceptions and fears. However, understanding the reality behind these fears can help you make an informed choice. Here, we address three common fears that prevent people from filing for bankruptcy...