Law Offices of Terrence Fantauzzi
A Bankruptcy Attorney Who’s on Your Side
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An Experienced Bankruptcy Attorney You Can Count On
A successful bankruptcy filing could halt all current and future collection efforts and result in the discharge of most forms of debt. A bankruptcy lawyer could guide you through the debt relief process. Reach out to a dedicated attorney to learn more about your bankruptcy options.
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Bankruptcy Protections for Individuals and Couples
Personal debt can place a significant strain on individuals and couples. Falling behind on bills can result in ceaseless collection calls, threats of lawsuits, and even wage garnishments. Fortunately, it is possible to apply for a discharge of many forms of debt through a bankruptcy petition. There are two main forms of bankruptcy that individuals and couples use—Chapter 7 and Chapter 13.
A Chapter 7 bankruptcy is available to most petitioners. In this form of debt relief, the court may order the liquidation of some assets to pay creditors. Even so, petitioners have the option to claim certain assets as exempt from this process.
Under a Chapter 13 bankruptcy petition, the court will approve a payment plan that the petitioner will pay into every month. After completing this plan, the eligible debts listed on the petition may disappear. A dedicated attorney could help individuals and couples pursue debt relief through either of these forms of bankruptcy.
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Bankruptcy News
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Filing for bankruptcy can be a complex process, and ensuring compliance with all rules and guidelines is crucial. Not adhering to these can lead to delays and even criminal charges if fraud is suspected. Understanding what constitutes bankruptcy fraud and how to avoid...
Does California Bankruptcy Discharge Child Support Obligations?
Filing for bankruptcy in California can help you manage or eliminate various debts, providing relief from overwhelming financial burdens. However, certain types of debts, such as child support, are not eligible for discharge. Understanding how different types of...
Facing Creditor Objections and Adversary Proceedings in Bankruptcy
Filing for bankruptcy can be a complex process, and it becomes even more challenging if an aggressive creditor objects to your discharge. While many creditors understand that bankruptcy is often necessary and do not contest it, others may challenge your case for...
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