Law Offices of Terrence Fantauzzi
A Bankruptcy Attorney Who’s on Your Side

About Us
An Experienced Bankruptcy Attorney You Can Count On
A successful bankruptcy filing could halt all current and future collection efforts and result in the discharge of most forms of debt. A bankruptcy lawyer could guide you through the debt relief process. Reach out to a dedicated attorney to learn more about your bankruptcy options.
Practice Areas
Bankruptcy Protections for Individuals and Couples
Personal debt can place a significant strain on individuals and couples. Falling behind on bills can result in ceaseless collection calls, threats of lawsuits, and even wage garnishments. Fortunately, it is possible to apply for a discharge of many forms of debt through a bankruptcy petition. There are two main forms of bankruptcy that individuals and couples use—Chapter 7 and Chapter 13.

A Chapter 7 bankruptcy is available to most petitioners. In this form of debt relief, the court may order the liquidation of some assets to pay creditors. Even so, petitioners have the option to claim certain assets as exempt from this process.
Under a Chapter 13 bankruptcy petition, the court will approve a payment plan that the petitioner will pay into every month. After completing this plan, the eligible debts listed on the petition may disappear. A dedicated attorney could help individuals and couples pursue debt relief through either of these forms of bankruptcy.
What Our Clients Say
Bankruptcy News
The Bankruptcy Lifeline: Reducing Debt and Paving the Way Forward
Debt has an uncanny knack for taking over one's life. It looms, casts shadows, and keeps many trapped in its cycle. However, bankruptcy emerges as a beacon of hope, offering individuals a chance to reduce their burdens and embrace a brighter financial future. As you...
Navigating the Intricacies of Bankruptcy with Expert Legal Counsel
The haunting specter of debt can be oppressive, and for many, it feels like a weight that refuses to lift. This weight not only carries the stress of mounting bills but is accompanied by feelings of hopelessness, embarrassment, and deep concern. Often, the beacon of...
Navigating Chapter 7 Bankruptcy and Back Income Taxes: The Intricacies of Income Tax Debt in Chapter 7 Bankruptcy
When the weight of debt becomes too much, Chapter 7 bankruptcy stands as a viable option for many. However, if you're saddled with back income taxes, you may be wondering if these can be incorporated in your bankruptcy. The answer isn't straightforward; it oscillates...
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