Law Offices of Terrence Fantauzzi
A Bankruptcy Attorney Who’s on Your Side

About Us
An Experienced Bankruptcy Attorney You Can Count On
A successful bankruptcy filing could halt all current and future collection efforts and result in the discharge of most forms of debt. A bankruptcy lawyer could guide you through the debt relief process. Reach out to a dedicated attorney to learn more about your bankruptcy options.
Practice Areas
Bankruptcy Protections for Individuals and Couples
Personal debt can place a significant strain on individuals and couples. Falling behind on bills can result in ceaseless collection calls, threats of lawsuits, and even wage garnishments. Fortunately, it is possible to apply for a discharge of many forms of debt through a bankruptcy petition. There are two main forms of bankruptcy that individuals and couples use—Chapter 7 and Chapter 13.

A Chapter 7 bankruptcy is available to most petitioners. In this form of debt relief, the court may order the liquidation of some assets to pay creditors. Even so, petitioners have the option to claim certain assets as exempt from this process.
Under a Chapter 13 bankruptcy petition, the court will approve a payment plan that the petitioner will pay into every month. After completing this plan, the eligible debts listed on the petition may disappear. A dedicated attorney could help individuals and couples pursue debt relief through either of these forms of bankruptcy.
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Bankruptcy News
Comparing Bankruptcy and Debt Settlement: Key Differences to Consider
If you’re overwhelmed by debt, you’ve likely come across two popular options for relief: bankruptcy and debt settlement. While both can help you manage financial challenges, they work in very different ways. Understanding their distinctions is essential to choosing...
How Child Support Is Handled in California Bankruptcy
Filing for bankruptcy can provide much-needed financial relief, but not all debts are treated equally. In California, child support is considered a priority debt, meaning it cannot be discharged through bankruptcy. However, filing for bankruptcy can still help you...
How Estates Are Transferred After Death in California
When a loved one passes away, handling their estate can be a complex and emotional process. In California, the method of transferring an estate depends on how the decedent (the person who passed away) arranged their assets. Some estates require probate, while others...
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