Law Offices of Terrence Fantauzzi
A Bankruptcy Attorney Who’s on Your Side
About Us
An Experienced Bankruptcy Attorney You Can Count On
A successful bankruptcy filing could halt all current and future collection efforts and result in the discharge of most forms of debt. A bankruptcy lawyer could guide you through the debt relief process. Reach out to a dedicated attorney to learn more about your bankruptcy options.
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Bankruptcy Protections for Individuals and Couples
Personal debt can place a significant strain on individuals and couples. Falling behind on bills can result in ceaseless collection calls, threats of lawsuits, and even wage garnishments. Fortunately, it is possible to apply for a discharge of many forms of debt through a bankruptcy petition. There are two main forms of bankruptcy that individuals and couples use—Chapter 7 and Chapter 13.
A Chapter 7 bankruptcy is available to most petitioners. In this form of debt relief, the court may order the liquidation of some assets to pay creditors. Even so, petitioners have the option to claim certain assets as exempt from this process.
Under a Chapter 13 bankruptcy petition, the court will approve a payment plan that the petitioner will pay into every month. After completing this plan, the eligible debts listed on the petition may disappear. A dedicated attorney could help individuals and couples pursue debt relief through either of these forms of bankruptcy.
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Bankruptcy News
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When faced with overwhelming debt, many individuals turn to quick-fix advice that promises financial freedom. However, much of this so-called advice can worsen the situation instead of helping. For those in search of a lasting solution, consulting a bankruptcy lawyer...
Why Maxing Out Credit Cards Before Bankruptcy Is a Bad Idea: Insights from a Bankruptcy Lawyer in Ontario, CA
Filing for bankruptcy is a major financial decision that many people consider when they are struggling with overwhelming debt. Some might wonder if maxing out credit cards before filing is a smart strategy, assuming the debt will be discharged. However, this approach...
The Impact of Filing for Chapter 7 Bankruptcy: Insights from a Bankruptcy Lawyer in Riverside, CA
Filing for Chapter 7 bankruptcy is a serious decision that can have immediate and long-term consequences on your financial life. If you're considering this option, it's important to understand the potential outcomes. A bankruptcy lawyer in Riverside, CA can help you...
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