Law Offices of Terrence Fantauzzi
A Bankruptcy Attorney Who’s on Your Side
About Us
An Experienced Bankruptcy Attorney You Can Count On
A successful bankruptcy filing could halt all current and future collection efforts and result in the discharge of most forms of debt. A bankruptcy lawyer could guide you through the debt relief process. Reach out to a dedicated attorney to learn more about your bankruptcy options.
Practice Areas
Bankruptcy Protections for Individuals and Couples
Personal debt can place a significant strain on individuals and couples. Falling behind on bills can result in ceaseless collection calls, threats of lawsuits, and even wage garnishments. Fortunately, it is possible to apply for a discharge of many forms of debt through a bankruptcy petition. There are two main forms of bankruptcy that individuals and couples use—Chapter 7 and Chapter 13.
A Chapter 7 bankruptcy is available to most petitioners. In this form of debt relief, the court may order the liquidation of some assets to pay creditors. Even so, petitioners have the option to claim certain assets as exempt from this process.
Under a Chapter 13 bankruptcy petition, the court will approve a payment plan that the petitioner will pay into every month. After completing this plan, the eligible debts listed on the petition may disappear. A dedicated attorney could help individuals and couples pursue debt relief through either of these forms of bankruptcy.
What Our Clients Say
Bankruptcy News
When You’re About to Lose Your Car: Using Bankruptcy to Protect Your Vehicle
For many Californians, losing a car isn’t just inconvenient—it can derail your entire life. Without reliable transportation, it’s nearly impossible to get to work, manage family obligations, or even meet with your attorney. That’s why vehicle repossession is one of...
The Hidden Cost of Healing: Managing Medical Debt Through Bankruptcy
You don’t have to overspend to end up in medical debt. A broken bone, a sudden illness, or even a routine procedure can leave you with bills that far exceed what insurance will cover. For many Californians, medical costs become the tipping point that pushes their...
How Bankruptcy Stops Debt Collection Lawsuits in California
If you’ve been served with a lawsuit from a creditor, it’s natural to panic. Receiving legal papers for unpaid credit cards, medical bills, or personal loans can make an already stressful financial situation feel overwhelming. But here’s what many Californians don’t...
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