Law Offices of Terrence Fantauzzi
A Bankruptcy Attorney Who’s on Your Side
About Us
An Experienced Bankruptcy Attorney You Can Count On
A successful bankruptcy filing could halt all current and future collection efforts and result in the discharge of most forms of debt. A bankruptcy lawyer could guide you through the debt relief process. Reach out to a dedicated attorney to learn more about your bankruptcy options.
Practice Areas
Bankruptcy Protections for Individuals and Couples
Personal debt can place a significant strain on individuals and couples. Falling behind on bills can result in ceaseless collection calls, threats of lawsuits, and even wage garnishments. Fortunately, it is possible to apply for a discharge of many forms of debt through a bankruptcy petition. There are two main forms of bankruptcy that individuals and couples use—Chapter 7 and Chapter 13.
A Chapter 7 bankruptcy is available to most petitioners. In this form of debt relief, the court may order the liquidation of some assets to pay creditors. Even so, petitioners have the option to claim certain assets as exempt from this process.
Under a Chapter 13 bankruptcy petition, the court will approve a payment plan that the petitioner will pay into every month. After completing this plan, the eligible debts listed on the petition may disappear. A dedicated attorney could help individuals and couples pursue debt relief through either of these forms of bankruptcy.
What Our Clients Say
Bankruptcy News
Breaking Free from a Timeshare: How Bankruptcy Helps You Escape High Fees and Long-Term Contracts
Timeshares often start with the promise of affordable vacations and stress-free travel. But for many people, the reality becomes years of rising maintenance fees, surprise assessments, and contracts that feel impossible to escape. When financial pressure builds,...
Escaping the Payday Loan Trap: How Bankruptcy Can Break the Cycle for Good
Payday loans promise fast cash with no hassle—yet they often lead to one of the most damaging debt cycles a person can face. High fees, extreme interest rates, and short repayment periods make these loans incredibly difficult to pay back on time. Before long,...
Personal Loans and Bankruptcy: A Clear Path Out of High-Interest Debt
Personal loans can feel like a lifeline during a financial emergency—but for many people, they turn into a long-term burden marked by high interest rates, aggressive collection tactics, and constant stress. When payments fall behind, lenders move quickly with phone...
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