Law Offices of Terrence Fantauzzi

A Bankruptcy Attorney Who’s on Your Side

Free Case Consultation

Chapter 7

Discharge Your Debt in 4 to 6 Months

Chapter 13

Click Here for The Benefits of Chapter 13

Foreclosures

Reorganize your debt and halt foreclosure sale dates by repaying mortgage arrears over 3 or 5 years.

About Us

An Experienced Bankruptcy Attorney You Can Count On

When you have large amounts of debt, it can feel impossible to make payments and move forward with your life. Whether you are an individual struggling to keep up with credit card bills or a business owner unable to turn a profit, filing for bankruptcy could give you the financial stability you need.

A successful bankruptcy filing could halt all current and future collection efforts and result in the discharge of most forms of debt. A bankruptcy lawyer could guide you through the debt relief process. Reach out to a dedicated attorney to learn more about your bankruptcy options.

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Practice Areas

Chapter 7 Bankruptcy

Find out if Chapter 7 is the answer to finally ending your debt troubles.

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Chapter 13 Bankruptcy

Do you qualify to file Chapter 13? Call us today and we can help you determine the answer.

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Small Business Bankruptcy

You have options if your company is in debt. Let us help you explore those options.

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Foreclosures & Unlawful Detainers

Is your home in foreclosure? We might be able to help. Call for a free case evaluation.

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Bankruptcy Protections for Individuals and Couples

Personal debt can place a significant strain on individuals and couples. Falling behind on bills can result in ceaseless collection calls, threats of lawsuits, and even wage garnishments. Fortunately, it is possible to apply for a discharge of many forms of debt through a bankruptcy petition. There are two main forms of bankruptcy that individuals and couples use—Chapter 7 and Chapter 13.

Bankruptcy Protection for Individuals and Couples

Chapter 7 Bankruptcy

A Chapter 7 bankruptcy is available to most petitioners. In this form of debt relief, the court may order the liquidation of some assets to pay creditors. Even so, petitioners have the option to claim certain assets as exempt from this process.

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Chapter 13 Bankruptcy

Under a Chapter 13 bankruptcy petition, the court will approve a payment plan that the petitioner will pay into every month. After completing this plan, the eligible debts listed on the petition may disappear. A dedicated attorney could help individuals and couples pursue debt relief through either of these forms of bankruptcy.

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What Our Clients Say

Bankruptcy News

How Bankruptcy Can Help When Divorce Leaves You With Overwhelming Debt in Ventura CA

Bankruptcy can help Ventura residents who are left with overwhelming debt after a divorce. Filing can discharge credit cards, medical bills, and other unsecured debts in your name, including joint debts your former spouse was ordered to pay but did not. Some...

How Chapter 13 Bankruptcy Can Help Homeowners Behind on HOA Dues in Upland CA

Yes, Chapter 13 bankruptcy can help Upland homeowners who have fallen behind on homeowners association (HOA) dues. Filing stops HOA collection and foreclosure efforts right away, and your repayment plan lets you pay off the past-due balance over three to five years...

Warning Signs Your Small Business May Need Bankruptcy Protection in Santa Rosa Valley CA

Your small business may need bankruptcy protection if you are using personal funds or credit cards to cover operating costs, falling behind on taxes or rent, or facing lawsuits and aggressive collection from creditors. These are signs that debt has moved beyond a...