Law Offices of Terrence Fantauzzi
A Bankruptcy Attorney Who’s on Your Side
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An Experienced Bankruptcy Attorney You Can Count On
A successful bankruptcy filing could halt all current and future collection efforts and result in the discharge of most forms of debt. A bankruptcy lawyer could guide you through the debt relief process. Reach out to a dedicated attorney to learn more about your bankruptcy options.
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Bankruptcy Protections for Individuals and Couples
Personal debt can place a significant strain on individuals and couples. Falling behind on bills can result in ceaseless collection calls, threats of lawsuits, and even wage garnishments. Fortunately, it is possible to apply for a discharge of many forms of debt through a bankruptcy petition. There are two main forms of bankruptcy that individuals and couples use—Chapter 7 and Chapter 13.
A Chapter 7 bankruptcy is available to most petitioners. In this form of debt relief, the court may order the liquidation of some assets to pay creditors. Even so, petitioners have the option to claim certain assets as exempt from this process.
Under a Chapter 13 bankruptcy petition, the court will approve a payment plan that the petitioner will pay into every month. After completing this plan, the eligible debts listed on the petition may disappear. A dedicated attorney could help individuals and couples pursue debt relief through either of these forms of bankruptcy.
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Bankruptcy News
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Disinheriting an adult child is a sensitive and complex decision, often driven by strained relationships, financial inequalities, or personal values. While legally permissible, this choice requires careful thought and precise execution to avoid unintended...
Rebuilding Your Financial Future: Five Essential Steps After Bankruptcy
Bankruptcy can be a transformative step toward regaining control of your finances, but it’s just the beginning. Building a stronger financial foundation requires thoughtful planning and consistent effort. Here are five critical steps to help you make the most of your...
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