Are You Having Serious Financial Worries? Learn How a Bankruptcy Attorney Chapter 13 in Ontario CA Can Help
If you’re like most people, your paycheck helps you keep a roof over your head, the pantry stocked and the bills are paid. However, sometimes, life throws you a curveball. Unexpected medical expenses, long-term unemployment, or underemployment can make staying current with monthly minimum payments nearly impossible.
An experienced Bankruptcy Attorney Chapter 13 in Ontario CA could help you determine if filing bankruptcy is the best option, or if there are alternatives that better meet the needs of their specific situation. Talk to Law Offices of Terrence Fantauzzi today at (909) 552-1238 to begin planning a brighter financial future.
The bankruptcy process – let your Bankruptcy Attorney Chapter 13 in Ontario CA help you through it
Choosing to pursue 13 bankruptcy is only the first step toward debt relief. To initiate the process, debtors must submit a significant amount of information to the court. In every case, the bankruptcy court requests detailed financial data. This information helps the court determine the amount of disposable income the petitioner has to calculate their monthly payment. This data may include paystubs, a list of current debts, a list of assets, and profit/loss statements.
Individuals and couples will also need to complete an approved credit counseling course. These courses take place entirely online in two sessions. At the end of the course, the credit agency will issue a certificate of completion that the petitioners must attach to their bankruptcy petition.
Once the court receives a valid petition, it will issue an automatic stay. This prevents any current collection efforts from moving forward and prohibits the initiation of any new efforts.
Trust us as your Bankruptcy Attorney Chapter 13 in Ontario CA
When you deal Law Offices of Terrence Fantauzzi, you will be treated as if you were a member of the family. Your case will be thoroughly examined, and your requirements will be met. All required steps will be taken to guarantee that everything has been done to reach your financial objectives and debt relief are realized.
Every case that the devoted lawyers take on is handled by an attorney who is never delegated to a paralegal or legal assistant. If you have questions concerning bankruptcy or are aware that you are in serious debt, you should contact Law Offices of Terrence Fantauzzi now at (909) 552-1238 for a free legal consultation.