Are You concerned about Your Financial Situation? Find Out How a Bankruptcy Attorney Chapter 13 in Bloomington CA
If you’re like most people, your income keeps the lights on, the food on the table, and the bills paid. Life, on the other hand, may throw you a curveball at times. Staying current with monthly minimum payments might be extremely hard due to unexpected medical bills, long-term unemployment, or underemployment.
An expert Bankruptcy Attorney Chapter 13 in Bloomington CA can help you decide if bankruptcy is the best option for you, or if there are other options that better suit your circumstances. Call [company] at (909) 552-1238 right now to start planning for a better financial future.
The bankruptcy process – let your Bankruptcy Attorney Chapter 13 in Bloomington CA help you through it
Choosing to pursue 13 bankruptcy is only the first step toward debt relief. To initiate the process, debtors must submit a significant amount of information to the court. In every case, the bankruptcy court requests detailed financial data. This information helps the court determine the amount of disposable income the petitioner has to calculate their monthly payment. This data may include paystubs, a list of current debts, a list of assets, and profit/loss statements.
Individuals and couples will also need to complete an approved credit counseling course. These courses take place entirely online in two sessions. At the end of the course, the credit agency will issue a certificate of completion that the petitioners must attach to their bankruptcy petition.
Once the court receives a valid petition, it will issue an automatic stay. This prevents any current collection efforts from moving forward and prohibits the initiation of any new efforts.
The sooner you call a Bankruptcy Attorney Chapter 13 in Bloomington CA the sooner we can get to work for you
One of the biggest advantages of calling a Bankruptcy Attorney Chapter 13 in Bloomington CA now – instead of waiting weeks or months – is that as soon as you file, your creditors are required by law to stop all steps to collect debt from you. Filing bankruptcy can immediately stop the calls, letters, and harassment.
It’s also true that the sooner you have help from an experienced attorney, the sooner you will have the peace of mind that there truly is a solution and a way out of your current financial problems. This does not have to be the way you live. Contact Law Offices of Terrence Fantauzzi today at (909) 552-1238 and let us provide a free consultation to ensure you understand all the options available to you.