Law Offices of Terrence Fantauzzi
A Bankruptcy Attorney Who’s on Your Side
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An Experienced Bankruptcy Attorney You Can Count On
A successful bankruptcy filing could halt all current and future collection efforts and result in the discharge of most forms of debt. A bankruptcy lawyer could guide you through the debt relief process. Reach out to a dedicated attorney to learn more about your bankruptcy options.
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Bankruptcy Protections for Individuals and Couples
Personal debt can place a significant strain on individuals and couples. Falling behind on bills can result in ceaseless collection calls, threats of lawsuits, and even wage garnishments. Fortunately, it is possible to apply for a discharge of many forms of debt through a bankruptcy petition. There are two main forms of bankruptcy that individuals and couples use—Chapter 7 and Chapter 13.
A Chapter 7 bankruptcy is available to most petitioners. In this form of debt relief, the court may order the liquidation of some assets to pay creditors. Even so, petitioners have the option to claim certain assets as exempt from this process.
Under a Chapter 13 bankruptcy petition, the court will approve a payment plan that the petitioner will pay into every month. After completing this plan, the eligible debts listed on the petition may disappear. A dedicated attorney could help individuals and couples pursue debt relief through either of these forms of bankruptcy.
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Bankruptcy News
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At , we frequently encounter individuals contemplating the decision to declare personal bankruptcy. The complexity of emotions and concerns surrounding this decision is profound, with privacy often at the forefront. Through years of experience, we've...
Fresh Start After Bankruptcy: 8 Essential Steps to Rebuild Your Financial Life
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Dealing with Bankruptcy Adversary Proceedings: A Primer
Filing for bankruptcy is a significant step towards addressing overwhelming debt, but it can sometimes lead to complex legal challenges, such as adversary proceedings. This blog delves into the intricacies of bankruptcy adversary proceedings, offering insights into...
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